Lead Regulatory Officer
We usually respond within a week
About
Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).
Our mission
Banking belongs in business software
Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.
But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.
It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.
To learn more about us: About Swan ; Our story.
✨ Job description
As a Lead Regulatory Officer, You will be a key partner at the heart of Swan’s Compliance Framework. Your mission is to advise Swan’s teams on all regulatory matters related to banking activities, ensuring that business decisions and product developments are fully aligned with applicable legal and regulatory requirements.
You will be responsible for maintaining ongoing regulatory watch (excluding anti-money laundering and counter-terrorist financing topics), enabling Swan to anticipate regulatory changes and adapt its practices accordingly. In close collaboration with the Legal team, you will contribute to the negotiation, execution, and continuous improvement of partnership and supplier agreements, as well as to the drafting and regular update of general and specific terms and conditions applicable to users entrusting their funds and payments to Swan.
Acting as the main point of contact for the Risk team, you will play a central role in supporting the deployment and evolution of Swan’s products, ensuring that regulatory considerations are embedded from design to launch. You will also ensure that all products marketed by Swan remain compliant with applicable regulations, contributing to the robustness of internal processes and control frameworks.
This role is designed for someone who thrives at the intersection of business, product, and regulation, with strong judgment, a pragmatic mindset, and the ability to deliver clear, actionable guidance to operational teams.
✨ Main Responsibilities
Advise Swan’s teams on all banking regulatory matters
Ensure ongoing legal and regulatory monitoring, excluding topics related to anti-money laundering and counter-terrorist financing
Contribute, in close collaboration with the Legal team, to the execution and continuous improvement of partnership and supplier agreements
Contribute, in close collaboration with the Legal team, to the update and continuous improvement of general and specific terms and conditions applicable to users entrusting their funds and payments to Swan
Act as the main point of contact for the Risk team in managing the deployment and continuous improvement of Swan’s products
Ensure the compliance of the products marketed by Swan with applicable regulatory requirements
About Swan
✨ Perks of being a Swanee:
Holidays : 25 days + RTT 🏝️
Meal Vouchers: We provide a meal voucher card to cover your meals on work days. 🥗
Transport: Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes. 🚇
Health insurance (mutuelle): Alan. This is Swan's health and welfare insurance. 🚑
Sports: Thanks to our partnership with Classpass and Gymlib, you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities. 🏋
Well-being support: access to Moka Care for mental health and wellness. 🧘
Hybrid remote policy: We offer the possibility of working from home for 2 days per week. 🏡
Offsite: Once a year we gather to reconnect, deep-dive into big topics, and relax. 🤝
This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.
✨ Our values:
Swan’s core values guide our actions daily. Individually, they may seem obvious, but together, they form a unique culture.
Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something's convoluted or confusing, we work extra hard to break it down. - Making complex things simple is what we do.
Long Term: We always play the long game, whether it's to support our partners in their growth journey, or make tangible commitments to climate action.
Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners' expectations— whatever it takes.
Be Human: We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet.
You can find out more about our culture.
Recruitment process
A call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions
Hiring Manager Interview with Noelle
Expertise interview
Peer Interview
HR Interview
- Department
- Compliance
- Role
- Compliance Officer
- Locations
- Paris
- Remote status
- Hybrid
- Employment type
- Full-time
- Type of contract
- Permanent