About

Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

To learn more about us: About Swan ; Our story.

Job description

Swan is looking for a Lead Financial Controller to join our high-performing Finance team as we continue our rapid growth across Europe.

In this key leadership role, you’ll head up our growing accounting team and play a central part in shaping our financial operations. Reporting directly to our CFO, you’ll work hand-in-hand with our external accounting partner to manage the full accounting scope, ensure compliance, and drive process improvements.

This is a unique opportunity to step into a fast-paced fintech environment where your expertise will directly impact Swan’s financial strategy and success.

✨ Main tasks

Own & drive Accounting Operations

• Oversee monthly, quarterly, and annual financial closings in PCEC (plan comptable des établissements de crédit). Prepare our monthly financial statements. Develop and execute our strategy to optimize closing efficiency (reliability & speed).
• Own the different processes paramount to Swan’s financial health (Order to Cash, Procure to Pay, Treasury Management, etc), and manage the implementation of strategic tools essential to Swan’s scaling.
• Manage our existing European subsidiaries in relationship with our local accountants, and setup the accounting framework for our new country openings.

Manage Banking Accounting scope

• Perform reconciliation and resolve potential spreads or pending operations.
• Serve as the company's expert on banking accounting matters, partnering with other departments, and advising with respect to accounting implications (product launch, internal control policies, etc.)
• Prepare our quarterly regulatory reporting on our financial statements and capital requirements (RUBA/COREP) for the Banque de France (ACPR), and our European stakeholders.

Team Management

• Lead and manage the accounting team, offering guidance, mentorship, and coaching to support team development.
• Oversee people management efforts, including recruitment, performance evaluations, career growth, and employee retention.

Preferred experience

✨ You’re a great match if:

• You have 7+ years of experience in accounting / financial audit (start-up experience is a plus, but not necessary). Additionally, you must have prior experience in a management role.
• You have already worked in an international environment, overseeing branches and subsidiaries (experience with UK is a plus).
• You're rigorous and organized: your approach is meticulous, with a keen attention to detail in all aspects of your work.
• You’re autonomous and proactive: you know how to manage your priorities and are able to adapt to changing conditions.
• You embrace challenges: you're enthusiastic about tackling complex tasks and thrive in dynamic, fast-paced environments.
• You’re tech-savvy: you're already proficient or willing to become proficient with modern accounting tools. You like technology and automation.
• You have advanced Excel and Google Suite skills: you're adept at using these tools to manipulate data and create detailed reports.
• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.
• You're Fluent in English: You possess at least a C1 level in English, enabling effective communication in our international environment.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! 🙌

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

About Swan

✨ Perks of being a Swanee:

• Hybrid remote policy: We offer the possibility of working from home for 2 days per week.
• The best health insurance: Alan 🦭
• Swan encourages you to have fun staying fit, thanks to partnerships with Classpass & Gymlib.
• We respect your lunch break. Mid-day free-time is sacred and our French office even provides a Swile card to cover your meal on work days. 🥪
• Twice a year we go somewhere gorgeous (a chateau, a mountain) where we reconnect, deep-dive into big topics, and relax.
• This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.

✨ Our values:

Swan’s core values guide our actions daily. Individually, they may seem obvious, but together, they form a unique culture.

Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something's convoluted or confusing, we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game, whether it's to support our partners in their growth journey, or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners' expectations— whatever it takes.

Be Human: We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet.

You can find out more about our culture.

Recruitment process

• A 30-min video call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions
• An interview with our VP Finance
• A case study
• An interview with our Lead Finance
• An interview with our Executive CEO